Use our repayment calculator to see how long it will take you to pay off your credit card balance, how much interest you will pay and how increasing your monthly payments could save you interest and time.
If you only make the minimum or low repayments on your credit card, you could fall into the cycle of persistent debt. Repay more than the minimum monthly payment to pay your credit card balance off quicker.
If you don’t pay your minimum payment on time you can be charged interest on the late payment and you may also receive additional charges, which can have a negative impact on your credit score, and make it more difficult to borrow in the future.
You can set up a Direct Debit to pay your credit card automatically. This means you will avoid additional fees and charges. Set up a Direct Debit.
A balance transfer is when you move debt from a credit or store card to another credit card, typically in order to pay it off at a lower interest rate. When you do a balance transfer, you effectively use one credit card to fully or partially pay off other cards.
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