Current accounts
We have a range of current accounts, whatever you’re looking for – whether it’s our basic Cashminder account, our standard no-fee Current Account, or our packaged Everyday Extra account for people looking for more.
Changing your bank to us means changing a lot more
30 April 2025
4 min read
Your money has power — so deciding who to bank with is an important decision.
Formed out of the co-operative movement over 150 years ago, we put our customers and their values before profits. You could say that doing the right thing has always been our thing. Because, unlike a lot of businesses, we haven’t just developed an ethical approach. We’ve had one from the very start.
And now, as part of the Coventry Building Society family, we’re part of a mutually owned business that’s deeply passionate about its members, customers and communities.
How we’re different from other banks
Our values and ethics have always been more than just words. In 1992 we took a pioneering step. We became the first UK bank to have a customer-led Ethical Policy. And it’s still unique to this day.
That means when you bank with us, you get a say in how your money is used. Our customers tell us what matters to them, and we take action on it. That’s why we refuse banking services to businesses involved in the extraction or production of fossil fuels, animal cruelty or those that incite hatred.
Instead, we’re dedicated to supporting the co-operative movement, as well as social enterprises and charities, who are making a difference in their local community. And we’re partnering with organisations that make change happen, by standing up for the rights of others and championing equality for all.
Find out more about who we are and what we stand for
Join a bank that shares your values
As the original ethical bank, we understand that your money has the power to make a positive difference to the planet, its people and our communities.
Protecting the planet has always been a cornerstone of our Ethical Policy. It’s why we haven’t funded the extraction or production of fossil fuels since 1998, why we’re supporting our customers to become more sustainable and why we’re working together with Friends of the Earth to green over 1,000 nature-deprived spaces across the country.
People are at the heart of everything we do. It’s why we’ll continue to campaign for change and champion equality for all. We’ll always take action on the issues that matter to our colleagues and customers; whether it’s ending youth homelessness and domestic abuse, securing the future of hospice care or standing up for everyday human rights.
As a bank built on co-operative values, we know the importance of building stronger, more resilient communities. That’s why, since 2023, we’ve given back over £3 million to local communities, including through our Customer Donation Fund; which offers grants to special projects led by our charity and community customers. It’s why we are committed to free everyday banking for charities and community groups. And it’s why, together with Co-operatives UK, we’re committed to helping new and existing co-operatives to thrive, through our unique Business Support for Co-ops programme.
Check the impact your bank is having on the world around you
With so many options, it can sometimes be difficult to choose who to bank with, and to know where your money is being invested. Your money could be harming the planet, without you even knowing about it.
That’s why Bank.Green offers a clear, easy-to-use tool to quickly check how ethical your bank is, informing you about any of the unethical and environmentally-harmful activities they could be investing in. Bank.Green empowers you to ditch the fossil fuel funders, and choose an ethical bank instead; one that is committed to tackling, not funding, the climate-crisis.
But don’t just take our word for it. Why not Check a bank on Bank.Green? Bank.Green is an independent website. Find out more about Bank.Green and how they were founded.
Over 2 million customers and counting - here’s what they have to say
"I've been banking with the Co-op for over 10yrs now. The staff have always been very helpful, and the app is great. It's also the only bank where you don't have to worry where your money is being invested."
We're a Which? Eco Provider for the second year running
Here at The Co-operative Bank, we set high ethical standards in the services we provide and the businesses we finance.
We’ve been recognised as a Which? Eco Provider again, for having not funded the extraction or production of fossil fuels since 1998, and for our customer-led Ethical Policy, which sets out our clear environmental policies.
Which? Eco Provider for Current Accounts. October 2023 and 2024.
10 years as Best Charity Banking Provider
We're proud to have won again with Business Moneyfacts
Helping our charity customers to thrive is a big part of what we do. And, we've been recognised for doing it since 2016.
Business bank accounts
From charities and co-operatives, to start-ups and growing businesses that want to bank digitally, to businesses of all sizes that occasionally pay in cash or cheques, we have a range of bank accounts and support, for whatever your business size and type.
Charity and Community bank account
Win £10K in our Prize Draw
With no monthly service fee, this account is ideal for registered charities, co-operatives, credit unions and community-interest companies.
And if you’re a new or existing customer with over £5,000 in credit in your account between 30 April and 30 July, you could be in with a chance of winning £10,000 in our Prize Draw.
Not found what you're looking for?
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